Hybrid Products

Hybrid products are a fresh approach to retirement and estate planning. These products, sometimes referred to as combo or linked-benefit products, cover opposing risk groups by combining long-term care coverage with an annuity or long-term care coverage with life insurance. Hybrid products allow your clients can use the same dollars to insure against having a Long-Term Care incident, living longer than expected, or leaving behind a legacy to their loved ones.

Here at LTCForAgents.com we have one carrier that offers these cutting-edge products:

  1. Genworth Financial (Total Living Coverage)

Download the Linking LTCi white paper for hybrid product breakdowns and sales techniques.

Or you can call 1-888-456-8884 Ext. 4 and one of our knowledgeable licensed Marketing Coordinators will assist you.